 |
|
Ask a Trustee your Bankruptcy Questions
You can also click on the map below and ask any of the trustees marked with a "
If you would prefer, you can ask me your question. This service is confidential as your email address will NOT be displayed anywhere on your post. Your question will be answered the same day on this page.
The following are some of the questions we have answered:Q - A - Please set up a free consultation with a trustee in your area to learn more about how bankruptcy would affect you. Also please refer to: http://www.bankruptcycanada.com/stepstobankruptcy.htm
A -
Q - A -
Q - Would these pensions be confiscated by creditors? Thanks. A - A person does NOT forfeit his or her pensions during bankruptcy.
Q - A - You can find out that information by clicking on the link at the bottom of this page: http://www.bankruptcycanada.com/references1.htm
Q - A - A - Canadian Tire's records are not up to date. Your husband should write to Canadian Tire, enclosing a copy of his discharge certificate as evidence that this debt has been erased by his bankruptcy.
Do the bankruptcy rules make any allowance for friends and relatives who have put themselves at risk to support an individual, mid-thirties, who files for bankruptcy? It hardly seems fair that this--I have to say it--reprehensable, irresponsible individual gets such lenient treatment at the expense and hardship of others who were in good faith trying to help. Do the three of us have any recourse? Also, where is the justice in this? I understand some of his possessions could be seized but he really has nothing, save his car and computer and a big screen tv he bought in the last couple of months. The last he claimed was a gift to his mother with whom he now resides but of course it is in his room. Thanks for your time. A -
Q - I am writing to ask if it is legal to be refused a car loan. I went bankrupt in the year 2001 and was discharged nine months later as is the law. I am in desperate need of a new automobile and feel that I will most certainly be able to make the payments. How do I go about getting a car dealer to take a chance on me again.
I was refused a bank account also by the Toronto Dominion branch in my neighbourhood. I know that it is a disgrace to declare bankruptcy and believe me it was something I did not take lightly. Will I be punished forever or is there light at the end of the tunnel. I very much would appreciate some information as to how I go about rebuilding my credit and life. Which is difficult since I cannot even have a bank account. How is it that big corporations such as Air Canada can go bankrupt and seem to continue business as usual. I walk to work and I cash my cheque at those insta-cash places.
thank you and look forward to hearing from you,
A - It is against the law for a bank to refuse to let you open a bank account because you were in bankruptcy. I suggest you talk to the manager and if he will still not let you open an account, show him the information from this page: http://www.bankruptcycanada.com/bankacct_access1.htm If he still will not let you open an account note his name, the date and time and the address of the branch. Then file a complaint per this information: http://www.bankruptcycanada.com/bankacct_access1.htm#complaint.
No one has to give you a loan to buy a car, BUT if you can afford the payments you should be able to get a loan. You will have to persevere.
Q - Thank you, A - The trustees listed on this website will give you a free initial consultation. Please refer to: http://www.bankruptcycanada.com/stepstobankruptcy.htm
Q - A - If he will not pay the maintenance payments one of your sister's option is to contact FMEP. Please see: http://www.canadianlawsite.com/divorce.htm#ab.
A - I would encourage you to see a trustee for a confidential no charge interview. That way you will know exactly how a bankruptcy would affect you. The trustees listed here will give you a free consultation: http://www.bankruptcycanada.com/trustees1.htm.
Q - 1. If a person claims bankruptcy, do they get to keep their house?
2. And if a person claims bankruptcy, do they get to keep their car if there is nothing owing on it? A - |
|
Home
| Francais | After Bankruptcy Lenders | Ask a Bankruptcy Trustee | Bankruptcy Exemptions | Bankruptcy FAQ | Bankruptcy References | Bankruptcy Trustees | Business Bankruptcy | List your Trustee Firm | Personal Bankruptcy |
Proposals - Avoiding Bankruptcy | Steps to File Bankruptcy | Links | About Us | Privacy
![[BULLET]](bullet.gif){kind=small}
" 
