We provide mortgages for all areas of BC:

Getting a Mortgage After Bankruptcy or Consumer Proposal:

We Specialize in:

1) Helping you get normal LOW interest rates on a residential mortgage after your bankruptcy discharge
2) Helping you understand how to get your credit back on track after bankruptcy discharge
3) Residential purchases as little as 5% down payment after bankruptcy discharge and 90% LTV on Refinances

We do NOT Offer and refuse to do:

1) High interest rates on residential mortgages such as private mortgages
2) Mortgages before Bankruptcy Discharge or during Foreclosure Processes
3) Bankruptcy Advice on whether you should file for bankruptcy or not.

We believe in treating people fairly and getting them a fair interest rate for their efforts in ReEstablishing themselves after a bankruptcy or consumer proposal. We have successfully helped many clients this last 2010 and we look forward to helping you as well!

Friendly and helpful advice on rebuilding your credit and obtaining mortgage financing after bankruptcy.  There are simple steps you can take to get your credit back on track and if followed, will help you obtain mortgage financing at a good interest rate with as little as 5 or 10% down payment.  Call or Email me today.

Elfie Hayes, Your Mortgage Doctor!

Elfie and her team of full-time experienced Mortgage Agents bring you a website dedicated to helping you get back on your “financial feet” if you have been affected by bad credit due to job loss, injury or illness, divorce or any other life altering event.

Visit us at: http://DurhamRegionMortgageDoctor.com

Declared bankruptcy or had a consumer proposal?
Need to refinance to pay off and consolidate debts?

I will choose the product that best fits your needs. I will give you a free consultation, credit report and there are no up-front fees to look at your situation. I will explain everything to you on the phone, and will be able to provide you with the guidance you need.

At HYPOTHECA MORTGAGE BROKERS, not only will it be the best rate in your “interest”, but I strive to become your mortgage broker for life!!