Due to the current mortgage situation in the U.S., most lenders have become nervous and will only consider financing after you have been discharged for 6 months.

The three major consumer credit reporting agencies announced Tuesday March 14, 2006 that they have created a new credit scoring system aimed at simplifying the loan process for both lenders and borrowers.

“If this bill passes, it becomes the model for the rest of the country.” - Tony Ruprecht, MPP.

People who try to pay off their debts instead of filing for bankruptcy often find it takes much longer to restore their credit.

There is only one person who can improve your credit report and that’s you!

Bankruptcy Risk Rating has been around for almost twenty years and is used by credit reporting agencies to rate consumers for lenders.