How to load the App to your Smart Phone.

1. Using your Smart Phone go to http://bankruptcy.tel/;
2. Go to the trustee you want to link to;
3. Load the trustee app using your Smart Phone’s instructions;
4. The instructions for an iPhone are:
1. Tap the right pointing arrow at the bottom centre of the screen;
2. Tap “Add to Home Screen”;
3. When the icon shows tap “Add” at the top right of the screen.
   
5. An alternate method is to email the link information to the email address you have on your Smart Phone and then load the app.
   

You now have an icon on your Smart Phone, that when tapped takes you to the information for the trustee.   The information includes a phone number, email address, website, map and a services description.

Scanning this QR Code into your Smart Phone will load Bankruptcy.tel. You can then save it to your Smart Phone's home screen, or just save the information for a particular trustee:

Manitoba Bankruptcy Trustees. Manitoba Bankruptcy Information.
(Also Refer to: Manitoba Bankruptcy FAQ's & Assets that can be kept; Manitoba Bankruptcy Exemptions)

Important Reasons for you to use a Trustee in Bankruptcy for your Debt Relief Options

Cost: In most cases, It will cost you less to use a trustee than other Debt Consultants since trustees have their fees regulated by the government.

Quicker Way to Rebuild Your Credit Rating: Filing a Bankruptcy or a Proposal is often a quicker way to rebuild your credit rating than using a credit counsellor. So long as you are on any kind of payment plan the credit bureau will record this fact. Using a credit counsellor will not give you a better credit rating faster. In fact, you will likely take longer to re-establish a good rating and pay much more. For more information about credit counsellors and trustees refer to this page.

Full Range of Debt Relief Options: Trustees in bankruptcy are the only debt professionals, that can provide a full range of debt relief options and the only debt professionals that can guarantee protection from your creditors.

A person has to use a trustee if he or she goes bankrupt. However, trustees are not just for filing bankruptcy. They are also Professional Debt Consultants and can make arrangements with your creditors on your behalf; provide debt counselling; negotiate settlement agreements and help you make a proposal to your creditors to avoid bankruptcy.

Integrity: If a trustee feels you need the protection of independent legal advice the trustee will refer you to an insolvency lawyer. In some cases the trustee will be able to advise you of a solution that will cost you nothing and have you avoid bankruptcy. Trustees are guided by a stringent code of ethic and will give you the best advice possible even if it means you do not use their services.

Training and Expertise: Trustees are the most highly trained and educated Debt Consultants in Canada. Almost all trustees have both an accounting designation and a university degree. In addition, all must complete and pass a rigorous three-year bankruptcy and law course and be investigated by the RCMP before being granted a trustee license. Ongoing professional development is mandatory.

Your Protection:  When dealing with a trustee you are protected firstly by the fact that the federal government regulates trustees and secondly by the stringent code of ethics to which all trustees are subject. Trustees in bankruptcy are the only debt professionals, in Canada, that are regulated by the government.