Edmundston, NB Bankruptcy Trustees

PricewaterhouseCoopers Inc.,
Toll Free: 1-888-PWC-DEBT  (792-3328), Email Website 

Fredericton, NB Bankruptcy Trustees

A.C. Poirier & Associates Inc., 506-450-2288,
Toll Free 1-888-455-6060
1149 Smythe Street, Suite 103, Fredericton, NB,  Email Website

Allan Marshall & Associates Inc., 506-459-4200,
Toll Free 1-888-371-8900
102 - 212 Queen Street,  Fredericton, NB,   Email Website

PricewaterhouseCoopers Inc., 506-459-8896
Toll Free: 1-888-PWC-DEBT  (792-3328)
480 Queen Street, Suite 200, Fredericton, NB, Email Website 

Miramichi, NB Bankruptcy Trustees

PricewaterhouseCoopers Inc.,
Toll Free: 1-888-PWC-DEBT  (792-3328), Email Website 

Moncton, NB Bankruptcy Trustees

A.C. Poirier & Associates Inc., (506) 382-2655,
Toll Free 1-888-455-6060
1405 Mountain Road, Unit 100, Moncton, NB, Email  Website 

PricewaterhouseCoopers Inc., (506) 859-8822
Toll Free: 1-888-PWC-DEBT  (792-3328)
1199 Main Street, Suite 100, Moncton, NB,   Email Website 

Allan Marshall & Associates Inc., 506-384-7850,
Toll Free 1-888-371-8900
500 St. George Street , (Corner of Vaughn Harvey Boulevard & St. George Street), Moncton, NB,   Email Website

Saint John, NB Bankruptcy Trustees

A.C. Poirier & Associates Inc., 506-634-1202,
Toll Free 1-888-455-6060
Suite 401, 133 Prince William St., Saint John, NB,   Email  Website

Allan Marshall & Associates Inc., (506) 634-7850,
Toll Free 1-888-371-8900
 400 - 53 King St., Saint John, NB,  Email Website  

PricewaterhouseCoopers Inc., 506-653-9499
Toll Free: 1-888-PWC-DEBT  (792-3328)
44 Chipman Hill, Suite 300, Saint John, NB, Email Website 

New Brunswick, NB Bankruptcy Trustees. New Brunswick Bankruptcy Information.

(Also Refer to: New Brunswick Bankruptcy FAQ's & Assets that can be kept: New Brunswick Bankruptcy Exemptions)

One of the main purposes of Bankruptcy Law is to give a person, who is hopelessly burdened with debt, a fresh start by wiping out his or her debts.

The objective of this website is to provide people in New Brunswick, thinking about declaring bankruptcy, the information they need to make an informed decision. You will then have a good understanding of what the law allows when you meet with one of our New Brunswick bankruptcy trustees.

A Bankruptcy wipes out all a person's eligible debts usually within nine months. In the vast majority of cases the debtor has no assets that he or she would lose. Bankruptcy gives a person a relatively quick "fresh start".

Important Reasons for you to use a Trustee in Bankruptcy for your Debt Relief Options

Cost: In most cases, It will cost you less to use a trustee than other Debt Consultants since trustees have their fees regulated by the government.

Quicker Way to Rebuild Your Credit Rating: Filing a Bankruptcy or a Proposal is often a quicker way to rebuild your credit rating than using a credit counsellor. So long as you are on any kind of payment plan the credit bureau will record this fact. Using a credit counsellor will not give you a better credit rating faster. In fact, you will likely take longer to re-establish a good rating and pay much more. For more information about credit counsellors and trustees refer to this page.

Full Range of Debt Relief Options: Trustees in bankruptcy are the only debt professionals, that can provide a full range of debt relief options and the only debt professionals that can guarantee protection from your creditors.

A person has to use a trustee if he or she goes bankrupt. However, trustees are not just for filing bankruptcy. They are also Professional Debt Consultants and can make arrangements with your creditors on your behalf; provide debt counselling; negotiate settlement agreements and help you make a proposal to your creditors to avoid bankruptcy.

Integrity: If a trustee feels you need the protection of independent legal advice the trustee will refer you to an insolvency lawyer. In some cases the trustee will be able to advise you of a solution that will cost you nothing and have you avoid bankruptcy. Trustees are guided by a stringent code of ethic and will give you the best advice possible even if it means you do not use their services.

Training and Expertise: Trustees are the most highly trained and educated Debt Consultants in Canada. Almost all trustees have both an accounting designation and a university degree. In addition, all must complete and pass a rigorous three-year bankruptcy and law course and be investigated by the RCMP before being granted a trustee license. Ongoing professional development is mandatory.

Your Protection:  When dealing with a trustee you are protected firstly by the fact that the federal government regulates trustees and secondly by the stringent code of ethics to which all trustees are subject. Trustees in bankruptcy are the only debt professionals, in Canada, that are regulated by the government.